Here are three small experiences; they are not real people, but the goal drawn from many people's habits is: how to stay slow, with a clear mind, and on your own rules
1) I used to set a time
One user said he didn't give more than 20 minutes daily; that was difficult in the first week, but the alarm worked
He later found that small breaks reduce stress; even if topping up with bKash, he checks the budget first, then decides
2) I keep money in Nagad, I don't rush
Another person lives in Dhaka; he keeps Nagad balance separate so it doesn't touch main expenses, and uncontrolled usage has decreased a lot
In his view, the problem starts when people go ahead without accounting; so he sets a limit first, then enters the game
3) I made a rule on Rocket
In the third story, the Rocket-based budget was separate in 3 steps: how long, how much, when to stop
That's not hard, just consistent, he says; with one rule in place the mind stays calm, and wrong decisions decrease